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>And my stupid MSI board resets everything (every single BIOS setting) to MSI defaults when you upgrade its BIOS.

I had the same issue with my MSI board, next one won't be a MSI.

My ASUS and Gigabyte did the same too. I think vendors are being lazy and don’t want to write migration code

Did what exactly? All the ASUS and Gigabytes I've seen had PBO (which I guess you're talking about) disabled by default.

Reset all the settings with BIOS updates