> I'd bet that some of them have very nasty long-term side effects.
Why?
Why?
Chemical sunscreen that avoids this is designed to sink into the skin like lotion. So there's something literally in your skin blocking uv or it won't work very well. I'd say this increases the odds of circulating something carcinogenic or otherwise toxic into your bloodstream.
It's hard/impossible to find in US formulations but in AU and EU some higher end brands use it. I like the La Roche Posay Anthelios series of sunscreen - I believe they all use Bemotrizinol as the active but I am 100% sure this one does: https://www.laroche-posay.com.au/sun-protection/face-sunscre... - Note that the formulation for the specific product is different in different regions, this is the Australian version.