Perverse incentives. I don't think education should be optimized for future financial profitability of the student.
In very specific and rare circumstances (like your PG example) it can make sense for post-grad adults.
In very specific and rare circumstances (like your PG example) it can make sense for post-grad adults.
This flips the incentives: teachers only win if students do. Instead of extracting value at the start, they share in the upside when their students succeed. That seems like a healthier alignment than the status quo.