We know what you're saying is true because Wells Fargo execs were originally charged with penalties for opening accounts on behalf of customers who didn't ask for them, and then those customers were charged overdraft and inactive account fees: https://www.usnews.com/news/national-news/articles/2017-08-3...
And then this year, those Wells Fargo exec penalties were reduced to a mere pittance. https://occ.gov/news-issuances/news-releases/2025/nr-occ-202...
This also coincided with some major donations from Wells Fargo to our current president's inaugural parade. Quite a coincidence. https://www.snopes.com/news/2025/05/02/trump-wells-fargo-ina...