Afaik in Europe, CCS2 is the standard (and mandatory these days), when I rented an EV a few weeks back there was no location which didn’t have it. And all the spots I tried charging at except Tesla accepted card payment (though there were a pair of times it was a struggle getting a card to work).
Apps / memberships will get you cheaper prices but that’s about all I saw (and I didn’t bother with any of it).
TBH the only things that annoyed me were implementation issues of the car (a polestar 4) as well as how overly wide it is. And that the rental company (AVIS) does not provide an AC adapter, so I was not able to charge at any wallplug even though I had the opportunity to charge the car at least twice over in all (I will likely purchase one if that remains their policy and I rent more EVs).
All this is modulo it being summer and a pretty long range model so range anxiety was present but reasonably limited.