Penalties for illegal policy, if they exist, are generally political and dependent on the electorate (or, in principle, Congress.)
SCOTUS believe it's up to congress to try and convict him, and Republicans in Congress believe it's up to the courts to try and convict him. Neither will lift a finger to save you or the republic.
The legislature can at any point in time choose to convene a kangaroo court to punish him, but the Republican party has actively and deliberately emasculated itself when it comes to holding their Don accountable - for anything.
Since we fund and elect the government, we are essentially all collectively responsible for the government, and with our tax dollars we are all collectively liable for the government debts.
In many cases, it doesn’t make sense to penalize ourselves and thus the government often has sovereign immunity in many cases.