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You’re very happy with your bank the has a very limited website? Why?

My main banks, Fidelity and a local credit union, both offer websites that let me do anything I want with my money from a website. No spyware apps needed.

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I don't think they spy on me more than a normal website does and I really don't have the need to use a web interface. Its not a problem as far as UX goes. Also as I wrote they do have a website, just not as feature rich.

Of course they spy on you more, one is a website and the other is an executable you run on your computer.

I would navigate to downloadmoreram.com. I would NOT download moreram.exe and run it. Would you? Fuck no!

Seriously, take a step back and consider why they're pushing the app so much. Why do businesses do things? Money. Its all very simple, we just have to be honest with ourselves.

As a digital nomad without permanent address I am happy to not have to change bank accounts every time I move. Thats it.

And that's great, but there's tradeoffs. You're not allowed to simply proclaim the tradeoffs don't exist.

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