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> valuable security improvements

Valuable to who, exactly?

To everyone who has ever had session creds stolen? Right now any malware which can read your disk has a gigantic backdoor around MFA, do you not find that a problem?

If you have malware that can read your disk, then you have bigger issues than MFA?

In other words - focus on solving the real issue (ability to give more fine-grained permissions to programs) rather than restricting the ability of users to do what they want with credentials they already have on hardware they control.

To everyone who uses computers.

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