Wero looks very much like a bureaucratic paper tiger to me.
I do not know a single person that uses it despite the massive advertising campaign they are running.
What really replaces Paypal in my everyday life is Revolut.
What really replaces Paypal in my everyday life is Revolut.
Of course nobody's using Wero now because the whole thing isn't really online yet, just a pilot program on a few websites with a few banks.
https://en.wikipedia.org/wiki/Wero_(payment)
8 million transactions in only a few months (mostly in France), I wouldn't say "nobody's using Wero"
WERO is an application/UI layer on top of SCT INST payment scheme, which adds some additional features like "send to email" etc. as well as other pay-specific features in the future (pay-per-request, which is also a defined way in the SEPA/EURO rulebooks and processing docs)