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>live like an outcast that can't access essential services?

I don't own a smartphone and I am happy as ever. I used to own one a while back, but it wasn't worth the effort and the rage when it was slow.

If a service can be accessed only with a smartphone, I complain (which is of little use).

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Do you not have to use a 2FA app for things like banking? In Singapore, they are phasing out 2FA options other than the banking app. The banking apps only work on iPhones and Google-approved Android phones. It's pretty bad.

It's kind of stupid when you consider the number of people who don't have screen locks (or else have easily guessable ones) on their phones.

Wow. My bank provided me with an external token to do 2FA. If I have to guess, however, the code that generates the OTP code (assuming that is a code that is requested) should be easy enough to reverse engineer.

I admit, though, that being forced to RE a f**ing android app just to do banking is grounds to change the aforementioned bank. Isn't there any other alternative in Singapore?

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