Why is there no sensible behaviour and knowledge around APK installation like there is about any piece of software on a personal computer?
My position is that this is not the OS vendor's responsibility to prevent. A warning is fine. A scan for known malware by default is fine. Beyond that, it's my device and it's my choice to get software from wherever I damn well please even if it might be a bad idea.
[1] https://www.deloitte.com/us/en/insights/topics/economy/spotl...
And besides if you really want to combat fraud stop using creditcards for fuck sake and make a modern payment system that doesn't rely on 1970s technology.
The biggest difference these days is most folks don't even use a personal computer.
This trust me bro, our App Store is safer is just getting on my nerves. Every day we get malware popping on both app stores.
Time to switch