I was like you. Then I was left with a surprise $32,000 medical bill that I feel pushed me past my limit. I still haven't recovered my life. My divorce. Missing so much with my kids.
https://www.ilr.cornell.edu/scheinman-institute/blog/john-au...
You are OK with peoples lives (500,000 a year) being destroyed in order to 'keep the service good'. And you are OK with the price of good service being over 50% of American bankruptcies being due to medical dept. But who cares if peoples lives are ruined, you have a shorter wait.
When did this country become a country of sociopaths? This isn't working.