And some of the codepoints, such as the surrogate codepoints (which MUST come in pairs in properly encoded UTF-16), may not break your code but break poorly-written spaghetti-ridden UTF-16-based hellholes that do not expect unpaired surrogates.
Something like:
1. You send a UTF-8 string containing normal characters and an unpaired surrogate: "Hello /uDEADworld" to FooApp.
2. FooApp converts the UTF-8 string to UTF-16 and saves it in a file. All without validation, so no crashes will actually occur; worst case scenario, the unpaired surrogate is rendered by the frontend as "�".
3. Next time, when it reads the file again, this time it is expecting normal UTF-16, and it crashes because of the unpaired surrogate.
(A more fatal failure mode of (3) is out-of-bounds memory read if the unpaired surrogate happens at the end of string)
Another comment linked to this:
E.g. Annexe.txt (that you might assume would be safely opened by a text editor) could actually be Ann\u202Etxt.exe, a dangerous executable.