You seem to be forgetting that insufficient sleep is also unhealthy.
There is no free lunch and compromising sleep quality and amount is really a fool proof way into physical and mental issues.
Wind down starts at 7pm, do some miscellaneous things like dishes etc, take a hot shower. In bed by 8pm.
I avoid driving as much as possible. I will always walk, run, ride a bike, or take public transit rather than drive.
Driving is tremendously expensive when it comes to time.