God. "Imagine what the insurance industry can do with cheap compute to personalize premiums for better margins. Or what the unloved healthcare industry can do to maintain patient outcomes while minimizing labor costs."

I mean, really? Insurance industries could probably optimize their underwriting by a few more percent than they do, but I can't see big data being all that transformative. Same in health care. A cure for Alzheimer's disease or better drugs for schizophrenia, or affordable GLP-1 drugs for everyone could change the picture -- big data won't. It won't solve the problem of getting all the crazy folks on the street to get a depot injection once a month, for instance.