The paradox now, is that if you're FOMO inclined you feel the need to subscribe to multiple ones at all times to satify all needs in a household. You don't have to. You can keep baseline Disney if you really have to, but everything else can be easily rotated or just cought up on for a month or three on the usual discounted offers. The social pressure was not some invention of the streaming companies.
Also pirating has a hardware and energy cost, that's not trivial and mostly subsidized by parents. On a ROI basis of adults with disposable income "buying" (aka personal licenses, ideally shareable with some other accounts what some might call a family) 4-5 movies for like 5 dollars on platforms like Apple TV each a month is actually cheaper than pirating. Streaming is not everything. And don`t kid yourself that your DVD or Bluray collection is worth something or usable in 20+ years. That's a niche hobby. Go visit a flea market. People are that lazy when it comes to couch and home entertainment stuff.