Please don’t make such personal attacks, it doesn’t add to the conversation.

If you want to have a wallet app that is not backed by a company with a banking license, then could you not side load it?

We have basic minimum standards in our food safety, why not have them in our financial services?

You, as an expert in the field still can download any application you wish, but others that may not be an expert, are given some protection from potentially AI Slop apps that they wouldn’t understand are dangerous.