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Comment by Chrisjackson4 | Hacker News Reader

We just launched the second version of EconTeen, a financial literacy platform built to teach middle and high schoolers how money actually works.

Most kids don’t get any financial education we’re trying to fix that.

22+ self-paced lessons 25+ real-world tools (budgeting, investing, taxes, careers, etc.)

Our first launch reached 2,500+ students, and we’re now gearing up for back-to-school outreach with teachers and schools.

https://www.producthunt.com/products/econteen?launch=econtee...

https://econteen.com/

I’d love any feedback, harsh or helpful. Thanks!

– Christopher

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> Most kids don’t get any financial education

We got some, in home economics. Not sure that subject is really offered anymore?

That was mostly around budgeting. What we didn't get nearly enough of was time value of money, and the cost of credit/borrowing.

As a result a lot of people buy a car and it's just a payment. They have no idea what they are paying as a total price. They don't start a 401K because they have no concept how much difference compounding makes if you start saving when you are 22 vs. 50. Then they are upset when companies do stuff "to benefit stockholders" and never consider that they could have been a stockholder.

> never consider that they could have been a stockholder.

They can’t to any meaningful extent.

Compound interest still sucks when you don’t have a meaningful initial investment.

Then they are upset when companies do stuff "to benefit stockholders" and never consider that they could have been a stockholder

Some people think companies should have moral obligations toward their workers and customers as well as stockholders and executives.

I tried to find a freemium option that didn't require me signing up or agreeing to spend $3.99 at some later date. Could be helpful to get more people deeper into the "funnel." Like maybe open up the first 1/x of one of the 22 lessons?

If that option is there I couldn't find it so consider that a single-user usability test or just user error.

there is some great irony on the concept of putting in a debt driven option here

This is a great use for privacy.com generated credit cards! Basically, you create a unique credit card number but set its budget to $1. They won't be able to start charging you until you raise the limit on the card. That's how I think all trials should work: requiring an additional confirmation to start charging you.

Also pretty ironic that this site is designed to trick you into paying for a subscription you've forgotten about...but that's the entire subscription/free trial economy of course.

It seems like an interesting idea.

I'd be intrigued, but would quickly click away.

You're forgoing the part of the sales cycle where you demonstrate what you are offering. It goes from telling me, briefly, to asking for a credit card.

I rarely to never give a credit card in exchange for a free trial. Not without some type of proof of concept, first.

It's like being asked for a credit card by someone who approaches me on the street and asks me to trust them.

Absent widespread recommendations, If I don't have a better idea of what I'm buying then I won't buy it.

Could you make the curriculum visible on the landing page? I'm sure students/customers want to understand what kind of lessons they're signing up for.

Curious if your platform supports LTI 1.3 for easy integration with school LMSes?

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