It's a crazy rate that can't be trivial to achieve.
If the boards were only being tested to PCIe 4.0 (their official spec) then you can't guarantee they perform the same as SKUs targeting PCIe 5.0.
You can't notice these differences with your eyes.
The better materials are necessary for longer traces. You can’t make simple comparisons like this
The differential impedance is also identical for PCIE 4.0/5.0 so again, likely not a physical difference issue.
Which basically suggests that the routed the 4.0 lanes much sloppier than 5.0.
The trace lengths matter a lot, among other things. You can’t draw conclusions like this.
From what I’ve read, a well-designed PCB that supports PCIe 4.0 should also meet PCIe 5.0 requirements electrically and for signaling. I suspect the issue may be related more to power delivery or EMC than to trace layout or stack-up. Alternatively, it could just be an AMD policy decision to limit PCIe 5.0 support on this chipset variant, rather than a design flaw.
Power delivery shouldn't be an issue, the slot power limits haven't changed afaik, max is 75W for an x16 card since the beginning.