Alternatively, the failure of government here is not in their failure to regulate porn but in their failure to regulate Visa and Mastercard properly and thus deprive the payment processors of the opportunity or excuse to run "star-chamber-esque" processes. If non-cash payment rails are now a necessity to run a business, then access to them has to be a right. The payment processors need to be required to allow every business to accept money through their service, for the same fee as any other business is charged. Otherwise payment rails become a de-facto government in that they gain the power to license or prohibit businesses at their caprice.