Payment processors' bar on Japanese adult content endangers democracy (2024)

Besides that, there are other cryptocurrencies (Solana? Stellar?) which have effectively zero fees and are much faster than Bitcoin.

>And that's not even getting into the issues of crypto UX as a form of common currency for the average person.

The conventional banking system is just as complicated and less secure, yet people have adapted to its flaws. What's the difference between FedWire and ACH? Why does it take time for checks to clear, and why does it show that I have a balance immediately? What are money orders? Why are banks only open on weekdays when the entire economy relies on them to function?

I guess that means they solved the UX problem... but from what I have read, its actual usage in practice is basically a failed experiment at this point.

The price volatility seems like a red herring. If you're using it as a currency then you're not holding it for significant periods of time and the entire point is to make it an automated process, so you're buying some cryptocurrency for cash and then immediately spending it. How much volatility do you really expect in the timespan of a fraction of a second?

Meanwhile the conversion shouldn't be a hard problem. You have a service that allows you to buy cryptocurrency with a credit card or bank transfer and then an app that uses that service to buy cryptocurrency and transfer it to a merchant that accepts cryptocurrency, and then any merchants being unfairly targeted by the payment networks can do that. And the cash to cryptocurrency service can be operated by a different party than the app so the former can't be assaulted for having the wrong customers and the later isn't directly interacting with the payment networks.

I suspect the real problem is this: The chargeback process for credit cards isn't compatible with anything where the merchant is delivering fungible goods to the customer that they can't feasibly recover if the customer was using a stolen card or issues a fraudulent chargeback, and cryptocurrency is one such thing. So then the service that allows you to buy cryptocurrency with a a credit card gets screwed, because customers issue a chargeback to them or use stolen cards on their service even though they actually provided the cryptocurrency as promised.

Which is a huge existing problem with the payments system. The payment networks dump the cost of fraud onto innocent merchants and then lose the incentive actually prevent it even though they're the only ones in a position to do it, e.g. by issuing chip cards that could be read by any ordinary PC/phone via open standards and therefore enable "card present" transactions to happen over the internet.

And then if you expect cryptocurrency to solve that problem, it can't do that on the side of the transaction where the cryptocurrency is the thing you're buying.

But then the payment networks prohibit merchants from providing the full value of the discount to people not insisting on payment methods that impose those costs, which ought to be an antitrust violation because it's obviously uncompetitive to prevent an alternative with lower costs from actually passing those lower costs on to the customer. And then fraud is rampant, costs billions of dollars, makes certain types of services non-viable, but gets folded into the price of ordinary goods and services to keep ordinary people from realizing that they're still paying it.

Do they? Or are they "forced" into it by intentionally hidden fees?

If consumers were given an explicit option to save x% and forego chargeback protection, I think most would.

I think this is sufficient to show there are plenty of non-religious reasons to refuse involvement. Framing pornography as a purely religious issue is a misdirection.

Nightmare.

I do agree what you said shows the risk of such systems and powerful courts if created in a vacuum without considering who’ll control it.

Pakistan uses those powers to do the exact opposite of what indian courts would ever do. Also it’s also because in pakistan military is an independent political actor that serves its own interest unlike in India where military is toothless and just operates on politicians diktats often literally at times instead of following intent.

Indian courts also cannot execute on its laws or fund its own budgets or laws. So even if it creates laws it only does ones it knows that parliament wouldn’t resist too heavily and will actually enforce it for them to avoid a constitutional crisis . Indian courts are deeply afraid of ruling parties especially if they have more authoritative leanings or are more organised.

In pakistan the military helps courts finance and execute on stuff superseding the parliament which is why it’s a corrupting force. In India , parliament under union home minister strongly controls over internal security matters and the police forces with prime minister and his cabinet controlling the military.

it’s not because of british court system, british never had such courts nor is it even a republic the british system is more similar to a constitutional monarchy with a powerful parliament.

India is a republic UK is a democratic constitutional monarchy hence it’s called a kingdom Pakistan is just run by the military most of the time and by elected leaders some of the time. so it’s a system that oscillates between dictatorship and majoritarian democracy (not a republic)

but yea supreme court cannot depose prime ministers in india. india set its own checks and balances out of pure fear of the consequences of what happened in pakistan. it still doesn’t fully trust its military to this day. out of fear of pakistan’s case and intentionally keeps regional ethnic regiments to avoid the military from ever unifying or working together.

There were no major protests to ban it, no government ongoing policy, nothing. It was just done because the court felt like it.

People were indifferent after that too, gov didn’t even comment, praise or shun the court. Life just went on and people just used vpns, gov doesn’t even care and doesn’t even enforce the ban outside of the 100 major urls and domain the supreme court itself decided and never revisited it.

India’s supreme court is extremely unusual compared to other countries, it’s as powerful as the executive branch if not more, the legislative branch have no say in electing supreme court judges the previous judges elect the next ones.

it just uses its power very sparingly out of fear that the legislative branch might come after their powers if they use them too much.

banning a few major porn sites, banning electoral bonds (india’s version of superpac), creating new right to privacy laws without consulting the parliament (because the court feared gov isn’t taking digital privacy seriously enough), legalise lgbt rights without any parliament input as it felt it needed to protect those citizens freedoms and rights to self identify and form their own families with legal protection.

are some places where the court has used its ultimate powers

I personally like India’s supreme courts, they are partially the reason why india is relatively stable compared to other south asian nations. Overall they use their super powers extremely responsibly and sparingly. Accounting for both political environment and balancing it against the long term interest of the nation’s citizens

The general problem is that when pornography bans are passed, they're characterized as being against for-profit hardcore pornography, but then they're worded broadly enough to also cover everything from sex education to medical depictions of human anatomy to actual human beings flirting with each other on the public internet with no profit motive, and then enforced against any of those things according to the whims of government officials.

Or worse, the law is written in such a way that it puts liability on third parties who then aggressively ban those things to avoid potential liability whether or not the law should or would have been enforced against them.

[1] though there was the episode that didn't get released in the US where she used a magical item to transform herself into an adult so she could go in a bar and get a drink