https://www.kff.org/report-section/ehbs-2023-section-1-cost-...
Figure 1.12 shows average annual premiums from 1999 to 2023. The ACA was passed in the middle of that range. It's a sustained upwards march, before and after its passage.
For all that cost - 2-3x as much as the other OECD nations spend, inclusive of taxes - we get shitty outcomes.
https://assets.ourworldindata.org/uploads/2016/04/ftotHealth...
Today for most employees a HDHP is the ONLY option, and the cost is much higher than the old standard health plans were.
You're getting fucked (as am I!), but the ACA isn't what's doing it.
https://www.irs.gov/affordable-care-act/form-w-2-reporting-o...
> The Affordable Care Act requires employers to report the cost of coverage under an employer-sponsored group health plan. Reporting the cost of health care coverage on the Form W-2 does not mean that the coverage is taxable. The value of the employer’s excludable contribution to health coverage continues to be excludable from an employee's income, and it is not taxable. This reporting is for informational purposes only and will provide employees useful and comparable consumer information on the cost of their health care coverage.
So, it went from "I pay $50/month for healthcare" to "my paycheck says they're taking $2k/month! what the fuck?!" in folks' minds.
Your insured pool now includes people who don't take care of themselves and treat the emergency room like a private doctor's office.
Other countries with government-controlled healthcare introduced wait times to encourage people to consider whether eating that extra donut was worth the health risk. I suspect we'll follow that path, too.
No, they have wait times. Just like the US does.
https://www.statista.com/chart/33079/average-waiting-times-f...
"According to a recent study by the Consumer Choice Center, the average wait for a GP appointment in the United States in 2023 was around three weeks, two to ten times longer than in Europe. For example, in that year, the average waiting time for a medical consultation was two days in Switzerland, six days in France and ten days in the United Kingdom and Italy."
So not a 'lie' as you state. You are simply uninformed.
I don't doubt that your rates are going up. I doubt your attribution of the cause.