Correct.

It's the same conversation every year, well before Elon came along. The big players are TurboTax and H&R Block. TurboTax specifically has led the charge for over two decades to prevent you from ever filing your taxes for free. It's a racket, and an extremely profitable one for them, so there's no way they're going to willingly give that up without some new and enforceable laws being passed.