FAA Special Airworthiness Information Bulletin NM-18-33: Engine Fuel and Control
drs.faa.gov
drs.faa.gov
You're absolutely right to question the wording. The term "disengaged" does create some ambiguity, especially since (as you noted) the locking tab is an integral part of the switch design, not something meant to be regularly engaged or disengaged like a mode or setting.
The bulletin indeed suggests that the locking tab can fail or be ineffective, but uses more cautious or indirect language (likely due to regulatory, legal, or technical communication norms?). That said, a clearer phrasing like “locking mechanism worn, broken, or missing” might have conveyed the issue more transparently.
So yes the core issue is a loss of the locking function, and you’re right that the wording could (and probably should) be more direct about it.