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Comment by davidpayne11 | Hacker News Reader

Only a Freelancer would understand how shitty and shady Paypal's actions are. I hope someone else better than them replaces them soon and hope this case buries Paypal into the ground. They offer the highest transaction rates and lowest currency conversion rates...one of the shittiest companies I've ever dealt with.

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Listen, you're doing yourself a huge disservice by accepting payment by credit card for "services rendered".

I don't care what other credit card services are out there that seem to be more friendly than PayPal -- it doesn't matter -- you will always be at the mercy of Visa/Mastercard's policies, and they exist to empower the cardholder, not the merchant/provider.

Asking for a cheque is fine, put it in your bank, wait for it to clear, go party.

That's a fair point, but using checks has its own issues, no? For one, it can take forever to get one, so I think makes sense for larger payments from established clients.

What about a use case where a new client wants some emergency work done and I tell them, fine, happy to work on this, please go here and buy 2 hours of my time at an emergency rate.

Have you found any better alternatives out there? I'm planning to start freelancing again and was planning to use Paypal.

Stripe will probably beat PayPal if it finds a way to expand internationally quickly.

Stripe seems to be the perfect one, wepay looks like a great competitor to PayPal, in fact all the great payment processing companies are US only, I'm desperate finding a good solution available in europe, working in France as far as I'm concerned. Finaly, I'll go with PayPal, just because it's the only one working worlwide without a merchant account.

I'm using Skrill Moneybookers in adjunct with PayPal, but not to replace it (yet).

I use Payoneer.com to pay my Russian developer. He seems to like it.

I'm with you 100%, which is why I offer an alternative payment method (Skrill moneybookers). It's working out well enough, and I know I'm at least doing something about it.

Moral of the story: if you're not already, offer an alternative and never rely wholly on PayPal.

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