The last thing I will ever give a rats ass about is insurance companies. They are the scourge of this earth but they have used legislation to embed themselves in our every day lives.
I live in California and have no claims ever. My home insurance has doubled in 4 years to almost $4000 a year. My car insurance is about $2800/yr.
So I hope insurance companies break. Like Danerys said in Gamr of Thrones, I hope someone breaks the wheel.