Not proposing a moral opinion but this is still piracy no matter how much they deny it. The contract with free Spotify is you receive ads.
But that literally applies to any online licensing check flow.
And extends to binaries that are on your disk. I can patch that conditional jump, it is on my hard drive.
Capitalism is about everyone doing everything they can to improve their own personal situation. If you let companies do everything they can to improve their situation, while you also do everything you can to improve companies' situations, you're not doing very well at capitalism.