(I already have my license)
(I already have my license)
Even if you don't have access to an attic, there are antenna constructions that can work for apartments. Have a look at "ARRL's Small Antennas for Small Spaces" and RSGB's "Stealth Antennas" as starting points.
Alternatively, you could consider a portable solution where you carry a small HF rig and some wire in a backpack. The Yaesu FT-857D is very popular for this as it's small, all bands, all modes and does 100W. If you search for "Yaesu FT-857D backpack" you will find many suggestions. It's not in production anymore but you might find it second hand. For Yaesu, other options include the FT-891 (no VHF/UHF) and the more bulky FT-991A. Icom has the IC-7100, which is also a little more bulky than the FT-857D.
HF in small apartment is very difficult.