Ask HN: Personal Finances AI Tool

I am pretty savvy when it comes to Personal Finances and Investing, but I am also old, and this week I just realized that I messed up a bit by not taking advantage of the "Back door Roth IRA" stratey and also by keeping my excess cash into a regular money market and not in something like SGOV..... but I diverge.

Two questions:

1) Is there already an AI tool to help me out with my personal finances? More like strategically than tasks or picking investments.

2) Is there/will be a market for it?

3) Is anyone working on it?

Thanks in advance.