Over 1/4 of the residents in Philadelphia live at or below the poverty line so services need to reasonably priced. Some data from Pew: https://www.pew.org/en/research-and-analysis/reports/2019/07...
Can't find it right now, but I also remember a study that compared funding for other major metro transit agencies, and SEPTA ranked very highly for offering as many transit options for the amount of riders they handle given their relatively anemic budget (compared to NYC or Chicago).
Are you paying the surcharge to buy a ticket on board in one of those directions? Normally if you already have tickets, round trip to zone 4 (outer suburbs) is $15 on weekdays or $14 on weekends.
That's quite cheap in my opinion, considering zone 4 goes pretty far. For example Doylestown is 25 miles from Center City Philly as the crow flies.
Compare that to an equivalent trip in northern Jersey on NJ Transit rail: Morristown NJ is about 25 miles from Midtown Manhattan, and a round-trip fare is currently $32.20. And after next week's fare hike, it will be $33.10.