That's why you see videos trying to go in open hatches and the like. And that's why you are seeing cope cages. It doesnt matter how many chains or steel plates you weld on to your tank if you are hit by a TOW or a Javelin, it's still going to get you. They can penetrate more than a meter of steel.
But the FPV is carrying a DPCIM or a small RPG it's much less likely to penetrate a tanks or an apc armor.
> What matters is the cost.
Logistics matter too. How many FPVs can a company carry? How many fit in a pickup? Do you need a truck load to kill a tank? If you need like 10 to kill a tank, you need to do 10 attacks, either 10 people attacking the same target in quick succession or one guy 10 times.
A Javelin is pretty much one hit one kill, and the hit rate is supposedly at about 89%. So you need like one or two to kill a tank.
From what I have heard, bigger heavier reusable drones, that release their bigger payload are more effective than FPVs.