> For myself , I wish I made this happen in my mid 20s. I had to move back home to take care of a family member (fck cancer) and I suffered various personal setbacks due to it.

I hear ya. My spouse developed mental illness after sons 4,5 were born. A spouse can sabotage a lot of things when they set their mind to it - and their mind never stops. Not even at 3am. The first year was hard. The second was harder. After 5ys we run out of adjectives. After 15y we're using Dr.Seuss letters to spell out how things are.