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I think B2 (small) B SaaS is also in trouble pretty much now. Enterprise is a different thing though, the barriers to entry are not just building and maintaining the software.

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I don't buy this. Real small business have enough problems that trying to vibe code a Xero replacement isn't really high on the todo list.

Small businesses also use a spreadsheet e-mailed from person to person. A vibe-coded x_table or x_base powered app would get them 80% there with minimal cost. I'd put it in a "it depends" category of things that might or might not happen in the near future.

I'm in a small non-tech business and already have 7 "vibe coded" apps used daily. Two of them are replacements for what would have been paid for software.

They wouldn't create a Xero replacement (although ironically I did vibecode a business order/finance tracking app for my own side hustle, fuck paying $30/mo when I just need the basics), they would vibecode any of the litany of small industry specific software packages they use.

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