Yeah, makes logical since from a risk management perspective. Consumers aren’t logical though and this is a major reason for me to ignore/dismiss your offering. Also the prices are kind of absurd IMO. I pay my gardener $40 per session and housekeeping is $120 per. I could see some initial premium for tech enthusiasts, but this is significantly more expensive then status quo.

I’d recommend you just come up with an average price that covers your expected risks and then track activities performed if you want that data. Adjust your single price to risk adjust on actual data when you have the data.

In any case, good luck it’s an interesting concept