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I could see a friend giving me 4% of his net worth on those terms, esp. if i might return a few percent, in the fullness of time.

It also seems like a sort of different situation with Zuck because, I’m pretty sure, he’ll still be able to get by with only 96% of his net worth.

If a friend doesn’t give you 4% of their net worth, how can you be certain you are one of their 25 closest friends?