Right. And just as little as a refugee can decide their way out of the situation that their home country is in chaos and war, a homeless person rarely can decide their way out of poverty. The latter may have made choices earlier in life that contributed to their situation, but just claiming "well it's their choice that they are homeless" is not doing justice to the situation out there. Unless of course the situation is a choice, like for Elon Musk. At any point he could move into a permanent home wherever. It's absurd to use the same term for his situation as for an average person living under a bridge in SF.