That being said, the reason why I'm afraid of not using RAID is data integrity. What happens when the single HDD/SSD in your system is near its end of life? Can it be trusted to fail cleanly or might it return corrupted data (which then propagates to your backup)? I don't know and I'd be happy to be convinced that it's never an issue nowadays. But I do know that with a btrfs or zfs RAID and the checksuming done by these file systems you don't have to trust the specific consumer-grade disk in some random laptop, but instead can rely on data integrity being ensured by the FS.