Have you done the lora thing?
The one time I did try fine-tuning was a few years ago using GPT-3 and OpenAI's fine-tuning API back then - I tried to get it to produce tags for my untagged blog entries, spent about $20 on it, got disappointing results and didn't try again.
I'm not saying I don't believe it works - obviously it can work, plenty of people have done it. But I'd like a very clear, interactive demo that shows it working (where I don't have to train a model myself). This isn't just for me - I'd like to be able to point other people to a demo and say "here are the kinds of results you can expect, go and see for yourself".
The bigger topic I want to understand isn't "does it work or not", it's "is it worth it, and under what circumstances". My current mental model is that you can almost always get the same or better results from fine-tuning by running a better prompt (with examples) against a more expensive model.
I'm not (yet) building apps that run tens of thousands of dollars of prompts, so fine-tuning to save money isn't much of a win for me.
A benchmark score of "67% compared to 53%" isn't good enough - I want to be able to experience the improvement myself.