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Whereas in the US, where I live, everything that has been mostly socialized (housing, health & education) has become wildly unaffordable.

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I honestly didn't think anyone in the US considered healthcare socialized (same for housing and a big chunk of university-level education), so I've learned something today.

I personally find it hard to reconcile the concept of socialized healthcare with UnitedHealth Group being apparently the 7th company by revenue in the world, at least I don't think that's what Europeans would mean by "socialized".

As someone from the US, I consider all those industries to be almost fully for profit. Our k-12 education is public, but constantly under fire to move those public funds to private providers via various voucher programs. I would say that each of those industries have various regulations around them, so maybe that's why the commenter thinks it's socialized.

Live in the US and don’t understand why OP is saying those sectors are public. Everything mentioned is NOT socialized.

You're wrong about this.

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