It's great and I'd say essential to have those protections, but a virtual card makes that whole thing much more efficient plus doesn't cause you to have to update your card on file with all the "good" vendors where you have it stored.

You can proactively decide when a card will expire and how much it can be billed ("Sure, NY Times, I'll take a subscription for the trial offer of $4 a month, so let's make sure this card only allows a charge of $4 every month and/or expires when that offer expires.")

I agree. In 20 years I've only had a single fraudulent charge on my card. I called my credit union and it was taken care of immediately. I don't need more, I don't want more. Google is trying to make me afraid to get my personal information.