you crash your car (mechanical problem) -> Ford says "not our fault, we're not paying" -> you sue Ford -> court decides
you crash your car (FSD problem) -> Tesla says "not our fault, we're not paying" -> you sue Tesla -> court decides
you crash your car (Comma problem) -> Comma says "not our fault, we're not paying" -> you sue Comma -> court decides
And I say this as someone who considered trying out the project.
That's only if you sent Tesla a written notice within 30 days of purchasing that you wished to opt out of the binding arbitration clause in the purchase agreement you had to agree to to get the car.
Of course. And if you were to do something stupid like take your hands off the wheel it would constitute reckless driving. Which means in an accident your warranty is void, insurance claims extinguished and you would be criminally liable for any bodily damage/death.
I will never understand the logic of anyone using a product like this.
Comma could come installed with open pilot and some limited liability, but it puts it all on you having you install it yourself. That is making less and less sense to me as they mature. I would think they could take on some liability, and still have the ability to defend themselves in cases where an accident was due to reckless use (e.g circumventing eyes on road tracking) or improper installation.
[1] https://blog.moseleycollins.com/will-gm-take-responsibility-...
Any autopilot/self driving/driver assistance system with a couple of very narrow exceptions(waymo etc..) is only an assistant and does not remove your responsibility to operate your vehicle safely.