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personal vehicles are also massively subsidized. the price of gas, registration, insurance, parking, purchasing, etc don’t reflective of their true cost

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to a degree but most of those things you've mentioned, the owners do pay the full cost of.

I posted about this above [1]. But the gist is that the most significant subsidies for private car ownership are indirect like parking minimums.

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[1] -- https://news.ycombinator.com/item?id=43988252

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