The trouble is you are not educated enough to tell what is simple and what isn't. A cough could be a cough or it could be something more serious, only a "real" examination will reveal that. And sometimes even that's not enough, you need an examination by a specialists.
I'll tell you a story. Once upon a time I got pain in my balls. I went to a doctor and he felt around and he said he didn't feel anything. I went to another doctor and he felt something, but he had no idea what it was. He said could be a cyst, could be a swollen vein, could be an infection - he didn't even know if it was on the testicle or on the tube thingy.
Then I went to a Urologist. You can tell this man has felt up a lot of balls. He felt me up and said, "yup, that's a tumor" almost immediately. He was right, of course, and he ended up being the one to remove it too. Since I caught the cancer pretty early the chemotherapy wasn't too intense.
Point is, expertise matters when things aren't straight forward. Then, experience and perspective gets to shine.