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Comment by poincaredisk | Hacker News Reader

Why only poor though? There's plenty of middle class people living above their means by abusing credit too. They can deal with the consequences better, but it's equally financially harmful for them

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Certainly, but there's less motivation to protect the middle class from poor financial decisions because it can be assumed that they have some financial leeway already and aren't going to be put on the street by one too many doordash orders. So they don't really factor into the discussion much

There is really no such thing as a middle class though. We are all n missed paychecks away from being unhoused.

The value of n is pretty important in the discussion.

No. If we end up missing one or more paycheques we will look for another job. If we do lose our home we will be ideal renters.

Not that that will happen because we will find another job before this.

middle class has shrunk only because the upper class has expanded. Every American citizen living with property taxes is n missed payments from homelessness. unhoused is a misnomer, especially in this context of losing your home.

What if you have passive income though?

Like my passive income from the rental properties that I party own/invest in more than cover my own rent (or mortgage) and food costs.

>We are all n missed paychecks away from being unhoused.

So If I am years of missed paychecks away from being unhoused and unfed, what does that make me?

Someone for whom n is relatively large?

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