I bring this up because the same people who would deny that this is a problem will also be amongst the people who will take a "check" from the federal and/or state government to mitigate any issues that arise from it. And it's, at least partially, that reality that keeps people from actually trying to mitigate it with their own actions. I'm not saying people consciously are sitting there saying that, but I do think it's an underlying belief.
For instance, is this guy or gal (https://www.realtor.com/news/unique-homes/florida-most-expen...) going to pay for the levy or whatever solution keeps the water from inundating their property without first lobbying the government to take care of it for them?