Have I got bad news for you.... Microsoft announced imposing limits on "premium" models from next week. You get 300 "free" requests a month. If you use agent, you consume about 3-4 requests per action easily, I estimate to burn through 300 in about 3-5 working days.

Basically anything that isnt gpt4o is premium, and I find gpt4o near useless compared to Claude and Gemini in copilot.