I've moved every contact I can to Signal. I absolutely do not want Meta inserting some AI thing in private group chats. There's no option to disable this functionality. It's become standard for me to ask "Do you have a Signal account?" to anyone who contacts me via WhatsApp.
It's sad to have to turn away from a service that I used and loved so much. To be clear: I am not against the idea of AI chatbots, and I wouldn't mind one being available inside WhatsApp, but the roll out of this feature is horribly invasive: it's added to group chats, and there's a floating circle thing on the main WhatsApp page, and I can't disable it.
I did ask Meta AI in WhatsApp how to disable it and it told me that there's no official way to remove it and also suggested I might like to switch another messaging app like Signal.