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Because customers can’t trust payments in the app. Unless I’m being bounced out to somewhere I can see the URL and an SSL certificate I’m not paying.

What you’re suggesting is a dangerous anti-pattern.

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I don't know about iOS, but on Android you can just pay through a Google Pay pop-up, you don't need to input any kind of payment information to the app itself. Does iOS not have such a mechanism?

iOS does and of course you can call an in-app Safari popup to any payment processor or website (with limitations on JavaScript speed) if you don't want to pop them into a browser and then back into the app.

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