People like to say that success is right time, right place, but that's not all there is to it. You also need sufficient resources to take advantage of opportunity
Sitting on a gold mine does not matter if you don't have a shovel
Having a shovel doesn't matter if you don't know where to dig
And you need to have enough time ('runway' in startup speak) to actually try digging for gold in the first place
1: https://www.rnz.co.nz/news/the-wireless/373065/the-pencilswo...
Few would suggest anyone having time, a place, necessities covered well enough, and few distractions is going to be ensured success.
But with those things, someone who also has ideas, insights, a strong work ethic (or often much better, a strong natural enthusiasm for something useful) has much better chances.