Fwiw this is exactly what I'd expect a product founder to do. If I wanted to work at a bank I'd go work at a bank. It's so easy for groups to over-cover-their-asses, go for maximum safety everywhere, design-by-committee all the things, etc. I think this is almost unavoidable in a large org. It's the task of a decent product minded founder to add some balance to this.

I've no idea whether Tobi gets it right, just.. this isn't necessarily a bad thing!